West Monroe, LA 71292 Phone number for commercial debts: 1-855-459-1134. Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. P.O. 12. Loan rehabilitation is a popular choice for getting out of a wage garnishment or default. The information you obtain at this site is not, nor is it intended to be, legal advice. We promise to always deliver the best financial advice that we can. Its best that you dont ignore your debt collectors, as tempting as it may be. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more. To ensure that our articles and reviews are objective and unbiased, our writers and editors operate independently from our advertisers and affiliates. Youll always be able to tell what youre clicking. Call us now. Coast Professional Inc. is a collection agency located in West Monroe, LA. Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. What is the Telephone Consumer Protection Act? If youre looking for a reputable company to assist you with collection accounts and repair your credit, consider working with Lexington Law. College and University Division Coast Professional, Inc, P.O. ConServe, Inc. P.O. If youve defaulted on your federal student loans and theyve been transferred to a collection agency, then you have two main options for getting Coast Professional to stop contacting you: loan rehabilitation and loan consolidation. Effective September 23, 2021, taxpayers may be contacted by the following private collection agencies (PCAs): CBE P.O. Home Is Coast Professional Inc. a scam? How To Get Student Loan Forgiveness For Nurses. 2, Coast Professional collects the following types of debt: 1, Since 2016, the Internal Revenue Service (IRS) has contracted with debt collections agencies to service its Private Debt Collection program, and in September 2021, Coast Professional became one of the IRSs contracted debt collection agencies. Qualifying events that make you eligible for this option include the following: These are payment plans set by your income, and in some cases could be as low as 0$ per month. The best way to stop a wage garnishment is to communicate with your loan service provider either before you miss a payment or the second you miss a payment. 1, More specifically, Coast Professional has held contracts with the United States Department of Education and Internal Revenue Service (IRS). Coast Professional, Inc. may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. Before negotiating, you should carefully review your financial situation and come up with a realistic amount to offer. If you have federal student loan debt, you should be aware that these approaches are relatively unlikely to workits harder to negotiate when you have this type of debt, as compared with other types like credit card debt. A standard settlement offer will waive collection fees and sometimes some of the interest, but according to documents from the US Department of Education, it cant waive more than 10% of the actual loan amount (the principal). Its a good idea to familiarize yourself with your rights by reading the FDCPA and Telephone Consumer Protection Act. Coast Professional Inc & IRS Collections The IRS works with private debt collection agencies such as Coast Professional Inc that work to collect payments from taxpayers. It's very unlikely that Coast Professional decides to sue. Once your debt reaches a certain age, it is considered zombie debt, and you are no longer legally obligated to pay it. However, bank account and credit card information should be kept private. Phone Number: (800) 231-0225 (Debt collectors prefer that we didnt tell you this, but its something you should know. Simple. Although the terms are very similar, these are two different things. No matter what, How To Get Student Loan Forgiveness For Police & Law Enforcement. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Box 1528. This is completely secure and wont hurt your credit score. Payday Loans The Good, The Bad and the Super Ugly. You can verify your debts with them by contacting Coast Professional directly. Coast Professional Contact Information They must notify you that they are a debt collection agency both orally and in writing. Record their phone calls. Address: 214 Expo Cir # 7, West Monroe, LA 71292Phone Number: (714) 734-9997Years in Business: 44Business Started: 1976 Business Started Locally: noBusiness Incorporated: yesType of Entity: corporationWebsite: https://coastprofessional.com/Doing Business As: Coast Professional Inc. However, they may repeatedly spam call, text, or email you. If you defaulted on your student loan debt, the Department of Education sent your loan to this collection agency to recover the debt. If you want, you can negotiate through a debt settlement agency, but be wary of scammers and avoid companies that charge you large amounts upfront. Have you recently checked your credit report only to find an unfamiliar company reporting negative information? insideARM Perspective: Its very important to get written confirmation that theyll remove the collection from your credit report once youre all paid up. They delete millions of negative items every year from companies like Coast Professional on behalf of their clients. A pay-for-delete request is different from a goodwill letter because it applies to debts that you havent yet paid off. 4 5 Currently, only the following three agencies collect debts on behalf of the IRS: CBE Group A: According to the Fair Debt Collection Practices Act (FDCPA), an agency may only call at hours presumed to be convenient for the consumer generally, between 8 a.m. and 9 p.m. local time. Its also quite possible that you will never hear from or have to deal with Coast Professional again. Home Foreclosures and how to tell if you are protected by the Fair Debt Collections Practices Act. We specialize in going after these types of accounts for our clients. Consider working with a professional. By clicking "Submit" I agree by electronic signature to: (1) be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use. Since 2016, the Internal Revenue Service (IRS) has contracted with debt collections agencies to service its Private Debt Collection program, and in September 2021, Coast Professional became one of the IRS's contracted debt collection agencies. Copyright 2022 Credit Glory LLC. Because Performant and Pioneer will no longer collect tax debts, due to the expiration of their contracts with the IRS, the IRS recalled 1,255,541 accounts that had been assigned to them. Have you been delinquent on your student loans and received written correspondence indicating that you are in danger of further legal ramifications if you fail to rectify the situation? Even though Coast Professional isnt a scam, its possible theyll still do something that violates your rights under the Fair Debt Collection Practices Act (FDCPA). Student Loan Forgiveness Biden to Cancel More Loans. Our Differentiators Lexington Law has helped millions of customers remove collections and other The reason? WHO WE SERVE? Coast Professional, Inc. | 1,684 followers on LinkedIn. Removing Coast Professional from your credit report may be possible if any information on the account is incorrect, error'd, or fraudulent, and is not (or cannot be) fixed in an appropriate amount of time. Find company research, competitor information, contact details & financial data for Coast Professional, Inc. of Geneseo, NY. Waterloo, IA 50704-2040. Once youve received written confirmation from Coast Professional and paid your debt, you should monitor your credit reports to make sure that they follow through. The age limit varies from state to state, but its typically around 4-6 years. We make money through advertising. ChexSystems Have You Been Denied a Bank Account? There are several restrictions on how Coast Professional can go about contacting you. Box 307 Fairport, NY 14450 In some cases this means they purchased the debt from the original creditor (i.e. Coast Professional Inc is a debt collection agency that specializes in educational receivables recovery. Lexington Law specializes in disputing Coast Professional accounts. Its important to bear in mind that sending a goodwill letter is a long shot, and Coast Professional is under no obligation to change your report. In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. Getting Illegal Calls from a Debt Collector? Coast Professional, Inc. focuses on the recovery of government and higher education debt, including Federal and non-Federal student loans, accounts receivables . Getting this account removed may be possible. They specialize in collecting defaulted student loan debt for over 200 colleges and universities, the Department of Education, and local/state government agency debt (including municipalities or utilities). Working on the agency's behalf under its Private Debt Collection program, Coast maintains a strict compliance program to provide quality service, fair treatment, and adhere to all taxpayer rights. They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. Photography: via Art Berlin. This is an opportunity for a fresh start, but be warned: rehabilitation is a one-time offer and wont be an option if you default on your loans again. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. You can write a credit dispute letter to Experian, Equifax, or TransUnion to delete the collection account from your credit report if you believe your debt went into default by mistake. Credit bureaus have 30 days to respond to your dispute. Settling your debt with Coast Professional may help your score, but it may also hurt your score. Some of these agencies feel that the FDCPA does not apply to them for this reason. His textile-merchant family has been collecting art for generations, and . The toll-free telephone number is 800-231-0225 and the direct number is 318-807-4500. What is defined as a Consumer Debt and what is not. Currently, only the following three agencies collect debts on behalf of the IRS: Although a Coast Professional representative will be the one to contact you about your account, you should always make your payments directly to the IRS. Before paying this company be sure to check your consumer rights. However, dont expect to have most of your debt written off. There are serious flaws in the credit scoring system that reinforce We make money from advertising. You can then reply with a debt verification letter, which requires them to provide evidence of your debt. You may see them listed on your credit report as a collections account. If youve had a similar experience with Coast Professional Inc. then you have a potential case against them. We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. Student Loan Forgiveness on Disability, Do You Qualify? We invite you to contact us and welcome your calls, letters and electronic mail. Ignoring them sets you up for a possible lawsuit. They have helped many people in your situation. In 2015, this agency was one of 5 agencies that were fired by the Department of Education for violating consumer rights and providing misleading and deceptive information to collect on student loan debts. Account Password. With these payment plans, you could qualify for loan forgiveness after 20 or 25 years of repayment. However, we strongly recommend giving a Credit Repair company (like us), a call first. Politely tell Coast Professional its your policy to deal with everything in writing. Your rights (and how you can enforce them) are outlined further down in this article. A review would mean a lot to us and takes less than 20 seconds. Hiding money or assets from a legitimate collection agency is illegal if you owe them. If Coast Professional has violated your rights under the FDCPA or done something illegal, then you can report them to the Federal Trade Commission, the Consumer Financial Protection Bureau, or your state attorney general. The other options that you have available at this point are payment in full, negotiate a settlement, consolidation, or loan rehabilitation. If you click on one of those links, we get paid. In some cases this means they purchased the debt from the original creditor (i.e. When Coast Professional calls you, ask them to send a written notice detailing the debt theyre collecting, known as a debt validation letter, if they havent already. This system includes both debt collections and debt accounting. Keep in mind with this option you need to have the payment made within 30 to 90 days. Individual results may vary. We are a PPMS certified agency through ACA international, the Association of Credit and Collection Professionals. When your loans are sent to Coast Professionals because you defaulted on your payments, they can garnish your wages. To rehabilitate your loans, you need to make nine monthly payments within 20 days of their due date during a ten-month period. Coast Professional, Inc. P.O. This field is for validation purposes and should be left unchanged. "Customer Service Manager""Customer Service Supervisor" retrieves an opportunity for a Customer Service Manager or a Customer Service Supervisor. Dont ignore them. Box 526 Albion, NY 14411 888-928-0510. Its best to avoid speaking to a collection agency on the phone. To begin negotiations, ask them to delete the account for 50% of the total balance. Address: 231 East Ave, Albion, NY 14411. Coast Professional is a legitimate company that collects debts for the IRS, other government agencies, and educational institutions. Coast Professional is a debt collection agency. Coast Professional, Inc (License# 1472229) is a business licensed with City of New York, Department of Consumer Affairs (DCA). Are you receiving phone calls from unknown numbers, wondering why you are receiving these phone numbers? Caring leadership, opportunities for advancement, good managers who encourage good morale, fair pay. When you rehabilitate your loans, Coast Professional will stop their collection efforts and the record of your default will be removed from your credit report. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Get the inside scoop on jobs, salaries, top office locations, and CEO insights. 2022 ONR Financial Networks LLC All Rights Reserved. Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. Coast Professional, Inc. 651 Downing Pines Road West Monroe, LA 71292. They help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. Typically with this option, the Department of Education will not settle for less than 85% of your student loan debt. Many, but not all, of the offers and clickable hyperlinks (such as a Next button) that appear on this site are from companies that compensate us. Pros. Ask for a letter with details about the original debt, then hang up. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company. Our reporters create honest, accurate, and objective content to help you make decisions. Who Are They? However, sometimes its better just to pay the collection account, especially if its new, and youre certain that its legit. 200+ The number of college and university clients with the ability to collect across the United States. This can save you time and help you avoid the frustration of trying to remove their negative marks on your own. The United States has laws against debt collectors harassing you. Coast Professional, Inc. focuses on the collection of government and higher education debt, including Federal and non-Federal student loans, accounts receivables, tuition and fees, housing charges, and almost any other debt referred by our clients. 13. 12. Gulf Coast Collection Bureau began operations in 1998 and its corporate headquarters are located in Sarasota, Florida. The first step is to use a pay-for-delete letter template to draft your letter and send it to Coast Professional. You can get your collection completely removed. Lexington Law is a professional credit repair company that helps people fix their credit. The Central District Of California Eastern Division in 2018, for failing to explain what other interest is being collected, and for threatening to contact someone or share information regarding a debt improperly. We place links on our website to our affiliates, and when you click those links, our affiliates compensate us for it. However, our web content may be different than the information you receive from a financial institution or service provider. Average Coast Professional, Inc. hourly pay ranges from approximately $13.24 per hour for Debt Collector to $16.84 per hour for Quality Assurance Analyst. How to file a complaint against Coast Professional, How to get Coast Professional off your credit report, student loans can affect your credit score, report them to the Federal Trade Commission, filing a complaint on the Better Business Bureau (BBB) website, get their collection accounts off your credit report, IRS: New contracts awarded to private collection agencies; taxpayers may be contacted by one of three groups, Private Debt Collection Frequently Asked Questions, Indefinite Delivery / Indefinite Quantity (IDIQ) Contract, If you default on your federal student loan, the loan may be placed with a collection agency, which will then contact you to obtain payment, Biden Administration to Cut Ties With Debt Collectors for Student Loans. A statement informing you of your right to dispute the debt within 30 days of receiving their letter, A statement informing you that if you dispute the debt in writing, they must mail you evidence of the debt within the 30 days, A statement informing you that within 30 days after youve received the letter, you can send them a written request to provide the name and address of the original creditor, Call you at night (before 8 am or after 9 pm, your time), Call you at work if you tell them you cant receive calls at work, Make automated calls or send pre-recorded messages telling you to make payments, Contact any third party, including your family, friends, or coworkers, to discuss your debt, Intimidate you or threaten to harm you, sue you, arrest you, or damage your credit, Lie about your debt and try to collect more than you owe, Accuse you of breaking the law or claim that not paying might result in jail time (, Tell Coast Professional to stop calling you, Negotiate for pay for delete or a debt settlement, An explanation for why your payments were late, Records demonstrating that you usually pay your other debts on time, Examples of how the negative mark is affecting your life, such as making it difficult for you to take out a mortgage. They refuse to handle serious matters and do NOT care about their employees mental or physical health, ONLY their quotas. If the collection account is still on your credit report in a couple of months, then follow up with them and use the letter they sent you to remind them of their obligation.
State Of Disbelief Nyt Crossword Clue,
How To Dissolve Diatomaceous Earth,
Content-type: Application Text,
Steam Workshop Not Showing Anything,
Music Rest For Roland Go:keys,
Minecraft Realms Failed An Error Occurred,
Fingerprint Stone Shield Elden Ring,
Implant Dentistry Courses In Dubai,
How Many Notes On A 22 Fret Guitar,
Usace Records Management,